Frequently Asked Questions
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+ How does a pawn loan work?
Pawn loans are a quick and easy way to borrow money without a credit check. Loans are based on the value of your collateral, not your credit rating or payment schedule. A typical pawn loan has a term length of 30 days, plus a 30 day grace period. If you cannot pay back your pawn loan in full by the end of the provided grace period, we may be able to offer renewal to give you the extra time you need. You may also choose to forfeit your collateral as payment in full.
+ Is my bank information required to take out a pawn loan?
No, We do not require any information other than what is found on your driver's license.
+ Will defaulting on a pawn loan affect my credit?
No, We do not report to credit bureaus and do not even require your social security number. We loan cash based upon your collateral, not your credit.
+ What is the minimum age required to pawn merchandise?
Customers must be at least 18 years of age and possess legal identification.
+ What types of items can I use to get a pawn loan?
We will accept most all merchandise of value, however, we are sometimes limited due to excess inventory and/or size restrictions. The most popular items include guns, gold, jewelry, electronics, musical instruments, and tools.
+ Can I pawn a gun?
Yes, We accept firearms as collateral for pawn loans and also sell firearms. We are a registered firearms dealer and must comply with all federal regulations.
+ Can I sell my item instead of taking out a loan?
Yes, If you do not plan on picking up your merchandise, we would prefer you to sell it to us.